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Thursday, June 9, 2011

Motor vehicle accident - get your insurance payment quickly

Oregon's version of no-fault insurance is personal injury protection (PIP). Can you and your passengers, regardless of the accident caused insurance cover for "reasonable and necessary" medical, dental, hospital, surgical, ambulance and prosthetic services within a year after the date of breach have up to a maximum of $15,000.
All Oregon non-commercial car insurance have no-fault personal injury protection (PIP) health and wage loss insurance. What this means that if you are injured in a car, bicycle or pedestrian accident, your auto insurance offers at least one year and $15,000 in strict medical coverage. This coverage is mandatory for all auto insurance, but not motorcycle insurance.
Personal injury protection coverage (PIP) will pay for medical, rehabilitation, funeral and child care costs as well as for replacement of earnings and in home help if an accident injured are, you and your passengers, which is incorrect.
(1) You were the car insurance company in pay.
If you are injured in a motor vehicle accident (MVA) in Oregon, the insurance for the car you drove, or in which you were a passenger, typically pays your medical bills under his "Personal protection" or PIP coverage.
2. What is PIP coverage?
Oregon PIP is like health insurance for the car. The medical bills of anyone hurt a MVA regardless of guilt was the owner of the car by the insurance company are paid.
3. PIP how much of your medical bills will pay?
The amount, the PIP will pay varies according to the insurance policy. The most PIP guidelines numbers the minimum amount legally required. In Oregon, is the minimum that PIP is required to pay $15,000. In Washington PIP coverage is optional but when included in the directive, is the minimum that PIP is required to pay $10,000. Many insurance companies offer more, so read the policy!
4. For how long will PIP-pay?
Again, depending on the insurance policy. Policies pay for medical treatment within the minimum amount of time by law are the most Oregon PIP. In Oregon, PIP has incurred numbers; for medical treatment within one year after the MVA in Washington, it is three years. The directive read the directive for a long period, demand can however!
5. How have you paying PIP, your medical bills?
Call your insurance agent and ask you to a PIP claim set. You get the name of the claims representative then a PIP from the insurance company and a PIP claim number. If you see your doctor, they give the name and the phone number of PIP claims representatives and the PIP claim number and they are the PIP insurance company directly into account.

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